Compare the Best Local Rates

Current Best Bank and Credit Union Rates in Downey, CA

While local financial institutions like community banks and credit unions are known for offering higher rates on deposit accounts, there are definitely a few that stand out as highly competitive.

Now that it’s the end of the month, let’s take a look at where the best banking rates can be found in Downey, CA. Downey Banking Rates has put together a list of the top Downey interest rates (within 50 miles of the city) for both savings accounts and certificates of deposit:

Best Savings Interest Rates in Downey



  • First Entertainment Credit Union: 7%
  • Bopti Credit Union: 2.27%
  • Long Beach Firemen S Credit Union: 2%


Highest Downey 6-Month CD Rates



  • SCE Credit Union: 4.85%
  • F & A Credit Union: 2.09%
  • Pacific Credit Union: 2.02%


Top Downey 12-Month CD Interest Rates



  • SCE Credit Union: 4.84%
  • F & A Credit Union: 2.3%
  • American Plus Bank, N.A.: 2.27%


Best 24-Month CD Rates in Downey



  • SCE Credit Union: 4.84%
  • F & A Credit Union: 2.54%
  • American Plus Bank, N.A.: 2.53%



Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.