If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
Downey Banking Rates
Compare the Best Local RatesAbout Downey Banking Rates
Searching for the best interest rates on a loan or deposit account is an easy task with Downey Banking Rates. We are a free informational resource dedicated to helping you find the top interest rates from local credit unions and banks in the Downey, CA area.
Our Featured Downey Bank Rate
More Banks and Credit Unions in Downey and Surrounding Areas
City Of Downey Credit Union10411 Lakewood Boulevard
Downey, CA 90241 City Of Downey Credit Union
11111 Brookshire Avenue
Downey, CA 90241 Downey Credit Union
P.O. Box 4639
Downey, CA 90241 Financial Partners Credit Union - Southern California
7800 E. Imperial Hwy
Downey, CA 90242 Rancho Credit Union
12620 Erickson Ave. Suite H
Downey, CA 90242 LA Financial Credit Union
12251 Imperial Hwy
Norwalk, CA 90650 Safeway Los Angeles Credit Union
P.O. Box 1108
Norwalk, CA 90650 Santa Fe Springs City Emp. Credit Union
11300 Greenstone Ave
Santa Fe Spring, CA 90670
Given the volatility of the stock market, many people are turning to safer methods of saving money. One such method is investing in CDs. If you find a great CD rate in Downey, you can save quite a bit of money and help you and your family achieve your financial goals. 
With so many banking account options today, you can have your pick of the best available rates in Downey. Smart investors ensure that their bank account works for them, earning interest while they save. If you currently have money in a savings account, ask yourself, “Is this bank earning me the right amount of interest?” 
Savings account rates across the nation will fluctuate over time, which means it’s important to check up on the latest rates near you and be sure you’re still earning the highest interest rate possible. Let’s examine what savings account interest rates are presently doing right now.
Current Rates in Downey, CA 
April is here, and it’s a great time to ramp up your savings to prepare for summer by finding the highest interest rates in Downey.
Below you will find a list of the top Downey Banking Rates financial institutions with the best interest rates in Downey today. Find out where you can obtain the highest rates and get your savings back on track. 
While local financial institutions like community banks and credit unions are known for offering higher rates on deposit accounts, there are definitely a few that stand out as highly competitive.
Now that it’s the end of the month, let’s take a look at where the best banking rates can be found in Downey, CA. Downey Banking Rates has put together a list of the top Downey interest rates (within 50 miles of the city) for both savings accounts and certificates of deposit:

It’s getting close to the end of March and CD rates in Downey have adjusted slightly since last month. If you’re looking for a competitive CD rate to boost your savings, take a look at the latest rates for various term lengths below:
Best Downey 6-Month CD Rates
- SCE Credit Union: 4.85%
- F & A Credit Union: 2.09%
- Pacific Credit Union: 2.02%
Highest 12-Month CD Rates in Downey
- SCE Credit Union: 4.84%
- F & A Credit Union: 2.3%
- American Plus Bank, N.A.: 2.27%
Top 24-Month CD Rates in Downey
- SCE Credit Union: 4.84%
- F & A Credit Union: 2.54%
- American Plus Bank, N.A.: 2.53%
Please note that these rates are accurate as of the publish date but are subject to change at any time in the future.
During a rocky economy, a Downey savings account can give your money the security it needs while still earning a little interest. Of course, finding the savings account in your area with the best interest rate will benefit your money the most.
The average savings account interest rate in Downey is presently 0.5% APY, but there are plenty of financial institutions nearby with better rates to offer. Below is a list of the current highest savings rates in and around Downey: 
Whatever your financial priorities or goals may be, Downey Banking Rates wants to help you. Maybe you’re hoping to retire to Downey, and have not saved up quite enough for the move. Or maybe your daughter has been accepted to Cornell University, but her financial aid package doesn’t cover all the tuition. Whatever the case may be, you need to find the best financial advice you can. Rates include: 
Downey Banking Rates could help you find the best rates possible in order for you to save as much money as possible. It doesn’t get much clearer than that. We’ve got a strong network of Downey banks to work with, and you’ll see the difference. Best of all, it’s fast, easy and free.
Be sure to get your free credit report and know exactly where you stand. By seeing your credit report before lenders do you’ll be able to fix any minor errors, which will lead to better rates.
Check rates in these cities in Downey: See Cities
- Northridge
- Salinas
- Merced
- Simi Valley
- Costa Mesa
- San Francisco
- Sherman Oaks
- Beverly Hills
- Riverside
- San Jose
- Temecula
- Concord
- Fullerton
- Thousand Oaks
- Arcadia
- Oakland
- Castro Valley
- Mill Valley
- Irvine
- Burlingame
- Visalia
- Huntington Beach
- Corona
- Garden Grove
- Diamond Bar
- San Luis Obispo
- Rancho Cucamonga
- Berkeley
- Fremont
- Tracy
- Cupertino
- Palo Alto
- Carson
- San Diego
- Tustin
- Mission Viejo
- El Cajon
- Pleasanton
- Hayward
- Fresno
- Escondido
- San Rafael
- Novato
- San Mateo
- Palm Desert
- Richmond
- Alhambra
- Santa Ana
- Santa Monica
- Paramount
- South Lake Tahoe
- Encinitas
- Brea
- Oceanside
- Covina
- Inglewood
- Bell
- La Mesa
- Santa Rosa
- Bakersfield
- Monterey
- San Bernardino
- Los Altos
- Anaheim
- Whittier
- Stockton
- Sacramento
- Palmdale
- Santa Barbara
- Lancaster
- Palos Verdes Peninsula
- Hacienda Heights
- Upland
- Tahoe City
- Chico
- Ventura
- Santa Maria
- Walnut Creek
- Manhattan Beach
- Los Gatos
- Napa
- Burbank
- Campbell
- Chula Vista
- Modesto
- Oxnard
- Santa Cruz
- Antioch
- San Gabriel
- La Jolla
- Los Angeles
- Redwood City
- Vallejo
- Woodland Hills
- Van Nuys
- Santa Clara
- Vacaville
- Orange
- Torrance
- Encino
- West Covina
- San Ramon
- Vista
- Long Beach
- San Leandro
- Norwalk
- Fair Oaks
- Ontario
- Venice
- Montebello
- Menlo Park
- Yuba City
- Palos Verdes
- Newport Beach
- Daly City
- Palm Springs
- Loma Linda
- Redondo Beach
- Redding
- Carlsbad
- El Segundo
- Sunnyvale
- Fairfield
- Pasadena
- Moreno Valley

